Table of Contents
U.S. Bank Business Platinum* vs. Edward Jones Business Plus Mastercard®*
Arguably two of the biggest downsides of the U.S. Bank Business Platinum* are its balance transfer fee and its lack of ongoing rewards. The Edward Jones Business Plus Mastercard®* is an attractive alternative that offers both a no-balance-transfer-fee promotion and rewards.
The Edward Jones Business Plus Mastercard offers a 0% intro APR for the first 12 billing cycles on balance transfers followed by a variable APR of 14.99% – 25.99% on purchases and balance transfers. 0% introductory fee for balances transferred within the first 60 days of account opening. A balance transfer fee of 3% of each transferred amount ($5 minimum) will apply after that. Depending on the size of balance transfer you plan on shifting to the card, the savings from their no-fee promotion could be substantial.
4X Bonus Loyalty Points on prepaid hotels and car rentals booked directly in the Edward Jones Rewards Travel Center, 2 Loyalty Points per dollar on eligible net purchases over $40,000 and 1.5 Loyalty Points per dollar on eligible net purchases up to $40,000.
The Edward Jones Business Plus Mastercard®* is available for a The annual fee is $0 the first year and every year that you charge at least one purchase to the account, otherwise $25..
U.S. Bank Business Platinum* vs. U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard®
If U.S. Bank is your business bank of choice and you’d rather have a card that earns rewards on your business spending, check out the U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard®. The card earns 3% cash back on eligible purchases at gas stations, office supply stores, cell phone service providers and restaurants and 1% cash back on all other eligible net purchasesIn addition to earning cash-back rewards, the Triple Cash also offers a 0% introductory APR on purchase and balance transfers for 15 billing cycles, followed by a regular variable APR of 13.99% – 22.99%.
The Triple Cash also offers a nice perk for small business owners: a $100 annual credit to users for eligible recurring software subscription expenses such as FreshBooks or QuickBooks.
The Triple Cash card carries no annual fee and comes with a welcome bonus offer: $500 in cash back after spending $4500 in the first 150 days of opening an account.
U.S. Bank Business Platinum* vs. Amex Blue Business Cards
If you are looking for everyday cash-back rewards for your business, consider one of the many cards that earn 2% cash back or 2 points per dollar on all spending. While there are several personal and business cards that offer generous and simple rewards, American Express offers options for both cash-back fans and points collectors: the American Express Blue Business Cash™ Card (terms apply, see rates and fees) and The Blue Business® Plus Credit Card from American Express (terms apply, see rates and fees), both with no annual fee.
If you prefer cash back, consider the American Express Blue Business Cash™ Card, which earns 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. If you prefer transferable points, consider The Blue Business® Plus Credit Card from American Express, which earns 2 Membership Rewards points per dollar on everyday business purchases such as office supplies or client dinners up to the first $50,000 in purchases per year, then 1 point per dollar on all other purchases.
https://www.forbes.com/advisor/credit-cards/reviews/u-s-bank-business-platinum/
